How to Make $3,000+ in 2025 with Credit Card Churning – Effortless Free Money Hack

Start 2025 strong with an extra $3,000+ in your pocket! Credit card churning is a quick, simple, and virtually effortless way to take advantage of rewards—if you have the discipline to use it responsibly.

Credit card churning involves strategically opening credit cards to maximize sign-up bonuses. But let’s be real: this strategy isn’t for everyone. Dave Ramsey warns against credit cards, and for good reason—if you lack financial discipline, this can lead to debt.

Here’s the key: Only charge what you can pay off immediately. By doing so, you unlock free money without financial stress. That’s why other experts, like Graham Stephan, see credit cards as a financial superpower when used wisely.

Join me as I break down how credit card churning works and how you can make it work for you.

NOTE: Welcome/bonus offers do tend to change with time - check the card's website for up-to-date specific info!

DISCLAIMER: The information provided in this video is for educational and informational purposes only and should not be considered financial advice. Credit card churning involves risks, including potential impacts on your credit score and financial well-being. You are responsible for conducting your own research and consulting with a qualified financial professional before making any decisions. The strategies discussed may not be suitable for everyone. Use credit responsibly.

Links to cards:

Wells Fargo Active Cash: https://shorturl.at/A7mrA

Chase Sapphire Preferred: https://www.referyourchasecard.com/19Q/MY2FTFXV77

Amex Blue Cash Preferred: https://americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=NORBEOrLRX&XLINK=MYCP

Chase Freedom Flex: https://tinyurl.com/4nkw9p93

Wells Fargo Autograph: https://tinyurl.com/4ky7ej3f

Quicksilver Cash Rewards: https://tinyurl.com/mry9zs2w

Citi Double Cash: https://shorturl.at/Qmmjq

Amex Blue Cash Everyday: https://tinyurl.com/4ckht5xs

Citi Custom Cash Card: https://shorturl.at/bqobW

Bank of America Customized Cash: https://shorturl.at/Pgj7g

Chase Freedom Unlimited: https://www.referyourchasecard.com/18N/SY81DCF90Z

Amazon Prime Visa (Chase): https://shorturl.at/L5s1Y

Capital One Savor: https://i.capitalone.com/GpVkAIRQx