J. D. VANCE, BANKERSPLAIN -- "APR by the Actuarial Method"

J.D. Vance , 15 U.S.C. §1602. Definitions and rules of construction, mandates that the term "Bureau" means the Bureau of Consumer Financial Protection. So why does CONGRESS allow the "Consumer Financial Protection Bureau (CFPB)" to usurp the bureau's authority.

Be advised that the "TRUTH IN LENDING STATEMENT" used by Lenders is inadequate to comply with 15 U.S.C. §1638. Transactions other than under an open end credit plan; and do not reflect an APR derived by the use of the Actuarial Method.

And answer me this, how does a "Credit Transaction" with an initial indebtedness of $1,200.00 end up as an outstanding indebtedness of $7,800.00 after all scheduled payments are made? Watch the Video and See for yourself.

As now practiced "Credit Transaction" are fraud against the United States, the same being an offense under the Uniform Code of Military Justice (Article 132); which you are subject to; and therefor privileged to use to file charges and specifications (Article 30).

Avenge the United States, Marine.