How much cash should I keep on hand once I retire?

Are you approaching retirement and wondering how much cash you should have readily available? In this episode of The Ask Ralph Show, Ralph Estep Jr. answers the critical question: How Much Cash Should I Keep on Hand Once I Retire? Ralph shares a real-life story of a client who faced unexpected emergencies without adequate cash reserves and explains how proper cash planning can provide peace of mind. Learn actionable strategies to ensure you're financially prepared for retirement.

https://www.askralphpodcast.com/how-much-cash/

Podcast Timestamps:
00:00 Episode Overview
01:15 Listener’s Question: How Much Cash Should I Keep on Hand in Retirement?
03:19 Bible Verse: Ecclesiastes 11:2 – A Wise Man Saves for the Future
03:44 Real-Life Story: Tom’s Financial Struggles Without Adequate Cash Reserves
14:55 How Much Cash Should I Keep On Hand Once I Retire
15:05 #1 Emergency Fund
15:33 #2 Near-term Expenses
16:11 #3 Investment Cash
16:45 Call to Action
19:09 Actionable Steps You Can Take
20:49 Spread Your Cash Reserves Wisely
21:48 Closing

Websites mentioned:
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