From 40k or 50k to Financial Freedom 2024

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

I sat down with a teacher from Kharagpur who wanted to transition from his ₹90,000 monthly income to ₹50,000 while achieving financial independence. In this episode, I break down his complete financial situation - from his ₹28 lakh stock portfolio to his insurance policies - and create a comprehensive plan for early retirement while maintaining his lifestyle and securing his daughter's future.

Through this case study, I show how proper financial planning can help you achieve seemingly impossible goals. Whether it's managing a reduced income, planning for retirement, or ensuring family security, I provide actionable steps including term insurance recommendations, investment strategies, and a concrete plan to achieve financial freedom. This episode is perfect for anyone looking to optimize their finances while prioritizing what truly matters - time with family.

#MoneyManagement #MoneyMatters #warikoo

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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.