Types of Santa Ana Car Insurance That Pays for Your Injuries

Types of Santa Ana Car Insurance That Pays for Your Injuries
https://rtmlawfirm.com/santa-ana-car-insurance-that-pays-for-your-injuries/

Exploring car insurance can feel like learning a foreign language, with unfamiliar terms and options. If you’re a Santa Ana resident looking for auto insurance, understanding the available insurance covers is crucial for protecting yourself and your vehicle in the event of an accident. Let’s take a closer look at the main types of Santa Ana car insurance that pays for your injuries.

As a driver in Santa Ana, your primary concern is keeping yourself and others safe on the road. Liability coverage is the foundation of most car insurance policies, as it’s required by California state law. It pays for bodily injury and property damage you cause to others, and it’s segmented into two parts: bodily injury (BI) and property damage (PD).

In California, the minimum requirement is $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage per accident.

Bodily Injury Liability Coverage

Helps pay for another person’s medical expenses if you’re at fault in an accident. This includes hospital stays, surgery, rehabilitation, and sometimes even lost wages and pain and suffering from car accident injuries, or related motor vehicle crash injuries.

Property Damage Liability Coverage
Comes into play when you damage someone else’s vehicle, a fence, or another piece of property in a car accident. Damage to your car is not included under liability insurance, so you may want to consider additional coverage like collision or comprehensive to cover the cost.

Collision Insurance
Protect your own vehicle, regardless of who is at fault for an accident. This includes coverage for car collisions with other vehicles, objects, and even potholes.

Comprehensive Insurance
Covers damages to your vehicle that are not caused by a car accident. This can include things like theft, vandalism, natural disasters, or animal collisions.

Uninsured/Underinsured Motorist Coverage
Protects you if you are involved in an accident with someone who either does not have insurance or does not have enough insurance to cover the full cost of damages.

Trust the Right Personal Injury Attorney For Car Accident Injuries

RTM Law is a personal injury law firm in Santa Ana that specializes in helping victims of car accidents. Our team of experienced attorneys understands Santa Ana car insurance laws and can help you work through the personal injury claim process to ensure that you receive the highest financial compensation possible.

Get a Santa Ana car accident attorney on your side to make sure insurance companies give you fair financial compensation for your suffering.

RTM Law. Your Trusted Injury Attorneys.

RTM Law, APC | Personal Injury Attorney
Address: 1327 N Broadway, Santa Ana, CA 92706
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