Premium Only Content

Can I use my 401-K to purchase a home?
Have you ever wondered if you can use your 401(k) to achieve your dream of homeownership? In this episode of The Ask Ralph Show, Ralph Estep Jr. tackles the big question: Can I Use My 401(k) to Purchase a Home? Ralph breaks down the mechanics of 401(k) loans and withdrawals, explores the tax implications, and provides alternative solutions to help you make a wise decision. With real-life stories and biblical insights on stewardship, this episode offers valuable advice for anyone considering this financial move.
https://www.askralphpodcast.com/purchase-a-home/
Podcast Timestamps
00:00 Episode Overview
01:59 Listener’s Question: Should I Use My 401(k) for a Home?
03:50 Bible Verse: Proverbs 21:5 – The Plans of the Diligent
05:35 Understanding 401(k) Access Options:
13:44 Real-Life Scenario #1 The Martinez Family
15:52 Scenario #2 The Thompson Approach
19:20 Action Steps You Can Take
21:09 Key Takeaway
28:59 Closing
Websites mentioned:
https://www.askralphpodcast.com/christmas
Ask Ralph Insiders Community
https://mailchi.mp/askralph.com/group
Ask Ralph Show Live
https://askralphpodcast.com/live
What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/
Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/
Schedule an Appointment with Saggio Management Group, Inc.
https://app.acuityscheduling.com/schedule/fabfb9f2/appointment/8258839/calendar/2141336?appointmentTypeIds[]=8258839
-
10:38
Financially Confident Christian
7 days agoHow Can I Overcome the "FOMO" Spending Trap This Summer?
151 -
LIVE
Barry Cunningham
3 hours agoBREAKING NEWS: PRESIDENT TRUMP ADDRESSES AMERICA FROM THE OVAL OFFICE!
1,256 watching -
LIVE
JuicyJohns
3 hours ago $0.29 earned🟢#1 REBIRTH PLAYER 10.2+ KD🟢
116 watching -
1:01:21
VINCE
2 hours agoThe FBI Is Putting The Deep State On Notice | Episode 109 - 08/22/25
121K101 -
12:39
Nikko Ortiz
1 hour agoLive - News, Politics, Podcast And Naaah Im Playin We Chillen
7.53K1 -
LIVE
LFA TV
7 hours agoLFA TV ALL DAY STREAM - FRIDAY 8/22/25
6,173 watching -
LIVE
Caleb Hammer
1 hour agoGirl Math Final Boss | Financial Audit
87 watching -
LIVE
The Big Mig™
3 hours agoTrump, Are You Tired Of Winning
4,425 watching -
1:54:15
Dear America
3 hours agoLetitia James $527M NY Case Against Trump DROPPED!! + Trump Patrols With National Guard In DC!
124K29 -
LIVE
Badlands Media
7 hours agoBadlands Daily: August 22
4,318 watching