What are the biggest financial challenges for those couples retiring at different times?

Thinking about retirement, but you and your partner are on different timelines? Wondering about the financial hurdles that come with staggered retirement dates? In this episode of The Ask Ralph Show, Ralph Estep Jr. dives into the unique financial challenges couples face when one spouse retires while the other continues working. Ralph shares real-life examples of couples who have successfully navigated income gaps, health insurance complexities, and investment coordination. Tune in for actionable advice to help you plan a financially balanced retirement that works with your unique timeline and tackles the biggest financial challenges for couples retiring at different times.

https://www.askralphpodcast.com/retiring-at-different-times/

Podcast Timestamps:
00:00 Episode Overview
01:03 Listener’s Question: Michael’s Retirement Concerns for Him and His Younger Wife
01:59 Bible Verse: Ecclesiastes 4:9-10
02:35 Real-Life Story: The “Bridge Strategy” for Retirement Income Gaps
06:04 The “Two-Timeline Strategy” for Couples with Different Risk Tolerances
09:40 What Made These Situations Successful?
14:50 Action Steps You Can Take
18:05 The Big Takeaway
19:05 Closing

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