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What is your bank not telling you about using your debit card?
Are you unknowingly putting your finances at risk with your debit card? In this episode of The Ask Ralph Show, host Ralph Estep, Jr. shares a shocking story about a client who had their bank account drained due to debit card fraud. Ralph delves into the hidden risks of using a debit card and explains why credit cards offer better protection against financial losses. He provides actionable steps listeners can take to safeguard their money and avoid the devastating consequences of debit card fraud. Don't let your debit card become a gateway to financial ruin. Tune in to this eye-opening episode and learn how to make smarter financial choices that will keep your money secure.
https://www.askralphpodcast.com/using-your-debit-card/
00:00 Episode Overview
01:10 Listener’s Question
02:56 Bible Verse on Becoming Wise Stewards of our Finances
05:44 Electronic Funds Transfer Act
06:21 Comparison of debit and credit card usage
08:21 Pros and cons of using a debit card
10:52 Actionable steps to protect finances
13:22 Conclusion and preview of next episode
The Electronic Funds Transfer Act - https://www.federalreserve.gov/boarddocs/caletters/2008/0807/08-07_attachment.pdf
Where you should not use your credit card? - https://www.bankrate.com/banking/checking/risky-places-to-use-debit-card/
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