What is the Secure Act 2.0 and how does this affect my retirement? | Ask Ralph Podcast

In this episode of the Ask Ralph Podcast, Ralph Estep Jr. takes a look at the Secure Act 2.0 and what it means for your retirement plans. He explains the main changes from this law, like the new age rules for Required Minimum Distributions (RMDs) and easier catch-up contributions for those close to retirement. Ralph also talks about the perks for small business owners and how it affects estate planning. Listen in as Ralph gives simple, practical advice and shares biblical wisdom to help you understand these big changes to your financial future.

https://www.askralphpodcast.com/affect-my-retirement/

Timestamps:
00:00 Episode Overview
01:36 Listener Question
02:53 Bible Verse
02:45 Overview of the Secure Act 2.0
03:56 Later Required Minimum Distributions (RMDs)
04:56 Easier Catch-Up Contributions
05:30 Expanded Small Business Retirement Plan Options
06:10 Final Thoughts and Advice
07:12 Outro