The Rant-The Dark Side of Insurance ?

The use of 'dead peasant' and 'janitor' insurance policies raises ethical concerns and exposes the potential for companies to prioritize profit over employee well-being. These policies, while technically legal, treat an employee's death as a financial opportunity for the company, fueling a cynical view that companies are willing to profit from the loss of their workers, regardless of the human cost. The policies can create a culture of distrust and fear among employees, leading to decreased morale and potential productivity issues. Companies should prioritize transparency and open communication with employees regarding their life insurance policies and consider alternative solutions, such as employee-owned life insurance policies or robust employee benefits packages. This highlights a disconnect between profit maximization and ethical business practices, and companies should focus on building a culture of respect, empathy, and genuine care for the well-being of all employees, not just the bottom line.