How can you manage unexpected expenses without getting trapped in a debt cycle? | Ask Ralph Podcast

We've all been there - unexpected expenses pop up, and you need some extra cash fast. The easy solution is to take out a personal loan. But those can quickly become a debt trap of endless interest and repayments. In this episode of the Ask Ralph podcast, host Ralph Estep Jr. explores biblical guidance and smart alternatives that can provide the funds you need without the dangerous debt cycle. He addresses the common problem of not having a financial safety net and shares your frustrations with the risks of personal loans. Tune in to learn proven strategies for true financial stability, find the answers to your money worries, and empower yourself to handle any financial situation confidently.

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00:00 Episode Overview
00:55 Show Announcements
01:35 Bible Verse
02:30 Emergency Fund Savior
02:59 Save Your Money
03:22 Budget Buster Buster
04:11 Budgeting Apps
04:31 Side Hustle Hero
04:57 Brainstorm For Sidehustle Ideas
05:22 Family And Friends
05:51Write Everything
06:10 Credit Card Crusader
06:35 Pay The Bill Fully
07:12 Outro