Should You Put Money Down on Your Next Car Purchase? | Ask Ralph Podcast
In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the dilemmas of car buying, specifically whether to make a down payment on a new vehicle. He explains the financial and emotional challenges buyers face, such as deciding how much to put down or whether to make a down payment at all. Ralph explores whether stretching your budget for a lower interest rate is wise and considers the risks of a smaller down payment, like potential job loss. He also discusses options like GAP insurance and shopping around for rates, emphasizing the balance between responsible stewardship and peace of mind. Tune in as Ralph provides practical financial advice and biblical wisdom to help you make an informed decision on this important purchase.
https://www.askralphpodcast.com/
00:00 Episode Overview
02:07 Bible Verse
02:45 Down Payment Considerations
03:59 Interest Rates and Loan Terms
05:11 Depreciation and GAP Insurance
07:23 Peace of Mind and Common Questions
08:34 Final Thoughts
09:38 Outro
-
9:22
Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective
6 days ago $0.02 earnedHow do I become debt free through Godly wisdom and discipline? | Ask Ralph Podcast
31 -
7:49:44
Akademiks
21 hours agoKendrick Lamar - Not Like Us Video Breakdown - Rick Ross Reacts to Beatdown. Foolio Ressurected?
173K40 -
52:43
Talk Nerdy 2 Us
9 hours agoDigital Defense: Unraveling Major Cyber Attacks and Protecting Your Data
48.9K3 -
1:21:33
The Quartering
15 hours agoBiden's Desperate Interview, Disney ROASTED By Gina Carano, Ballot Boxes RETURN The Fix Is In!
122K78 -
1:45:53
Robert Gouveia
17 hours agoTrump Offers to SAVE Biden! Donors THREATEN Campaign; BRUTAL Report DESTROYS Joe
127K146 -
1:21:11
Russell Brand
18 hours ago‘THE US IS FALLING APART’ - EXCLUSIVE Colonel Douglas MacGregor Interview (and UK Elections) - 401
316K473 -
51:33
Ben Shapiro
17 hours agoEp. 1998 - Is TONIGHT The Night Biden Drops Out?
158K102 -
19:25
Neil
17 hours agoAs Everyone's Distracted With The NEW UK GOVERNMENT... (A LOT's About To Change...)
102K20 -
1:02:14
Geeks + Gamers
18 hours agoGina Carano DESTROYS Mark Ruffalo And Disney Double Standard, Japan Is FURIOUS Over Assassin's Creed
107K29 -
1:13:29
Steve-O's Wild Ride! Podcast
3 days ago $0.18 earnedPenguinZ0 Has No Respect For Dr. Disrespect! - Wild Ride #222
105K11