What to Do When Your Tax Refund Is Smaller Than Expected - Ask Ralph Podcast

What to Do When Your Tax Refund Is Smaller Than Expected - Ask Ralph Podcast

Join Ralph Estep, Jr. on the Ask Ralph Podcast as he addresses the frustrating experience of receiving a smaller tax refund than expected or owing taxes when you anticipated a refund. Ralph provides practical steps to handle this situation, discusses common causes, and shares an insightful client story. He also introduces the Ask Ralph Facebook insider's group for community support and emphasizes the importance of budgeting and proactive tax planning from a Christian perspective. Don't miss his tips on adjusting your withholdings, making estimated payments, and setting up payment plans to stay ahead. Subscribe to stay updated on future episodes covering various financial topics.

00:00 Introduction: Tax Filing Surprises
00:22 Welcome to Ask Ralph Podcast
01:16 Understanding Tax Refund Discrepancies
02:39 Proactive Steps to Address Tax Issues
02:57 Common Tax Filing Mistakes
03:42 Handling Unexpected Tax Bills
04:44 Adjusting Withholdings and Payments
07:19 Real Client Story: Tax Filing Error
08:25 Recap and Final Advice
09:58 Conclusion and Next Steps