What If You Buy A Car With A Lien On It?

Did you buy a car only to discover it has a lien on the title? This is a common issue, whether you purchased from Craigslist, Facebook, or even a dealership. For instance, a customer bought a car from a licensed dealership, only to find out later that the previous owner still had an active lien. This means the bank hasn’t released the lien because there’s still money owed.

First, try to get a lien release from the lien holder by sending a written request with the necessary documents. If the lien is a charge-off or non-performing loan, they might comply. If this doesn’t work, you can file for a court order title, asking a judge to remove the lien based on your proof of purchase. Without resolving the lien, you can’t get a title, and your investment is at risk.

For more detailed guidance, visit www.cartitles.com. We offer resources and services to help you navigate title issues.