Dave Ramsey, America's finances have changed.

Dave Ramsey is a very intelligent man, that needs to be updated on the market. Much of his data is extremely outdated. The debt snowball is genius! It is not wrong but needs to include inflation numbers. I believe that it may be a bit of an exaggeration though. His thoughts on dating are outdated, but that is for a different episode. His thoughts on wealth building need to be updated.