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3 Things you shouldn't do before closing on a property if your getting financing from a bank 🏦 🤯😵
3 Things you shouldn't do before closing on a property if your getting financing from a bank 🏦 🤯😵
1. Changing Jobs: Changing jobs or quitting your current job can affect your mortgage approval and stability in the eyes of lenders.
2. Making Major Purchases: Large purchases such as buying a car or expensive furniture can increase your debt-to-income ratio and affect your mortgage approval.
3. Opening New Credit Lines: Opening new credit cards or lines of credit can impact your credit score and mortgage approval.
✨ Bonus tip✨ Don't use All Your Savings: Keep sufficient funds in your account for unexpected expenses after closing, such as repairs or emergencies, if no credit was given.
Follow: @derekpretlowiii for more real estate, motivational & NYC content 🏡🏢
Derek Pretlow III licensed NY Realtor®
929.277.7752
derek.pretlow@exprealty.com
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