28% of the country has nothing saved for retirement
According to a recent survey by GoBankingRates, a concerning 28% of Americans have no savings earmarked for retirement.
Additionally, 39% are not actively contributing to any retirement fund, and a further 30% doubt their ability to retire altogether.
The survey highlights a widespread lack of retirement savings across various demographics, with between 25% and 35% of individuals aged 18 to 64 reporting having no retirement savings.
The amount required for a secure retirement varies depending on individual circumstances.
However, a study conducted by Northwestern Mutual in 2022 revealed that U.S. adults estimate needing $1.25 million to retire comfortably, while a 2023 survey by Schroders suggested a figure of approximately $1.1 million.
Interestingly, the GoBankingRates survey uncovered varying perceptions regarding retirement savings goals, Market Watch reported.
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