Dog Bites now cost over $1 billion per year in homeowners insurance ALONE

https://dogbitelaw.com/dog-bite-statistics/all-dog-bite-statistics (has 2017 home owners insurance costs and TOTAL insurance costs from two studies done in the 90's, and also has number of emergency room visits per year on average due to dog bites, also has text showing that the severity and number of dog attacks have increased since the 80’s).

https://www.iii.org/press-release/triple-i-us-home-insurers-paid-out-nearly-900m-in-dog-related-claims-in-2021-041222 (has 2021 home owners insurance costs).

https://www.horstinsurance.com/news-and-blog/a-dog-bite-claim-costs-how-much/ (has 2022 homeowners insurance costs, and cost per claim).