Michigan Shows Largest Decrease In The Nation For Uninsured Motorists

Michigan Department of Insurance and Financial Services (DIFS) Director Anita Fox is celebrating a recent study by the Insurance Research Council showing that Michigan experienced the largest decrease of any state in the nation in its uninsured motorist rate.

Michigan’s uninsured motorist rate dropped by more than 6% between 2020 and 2022. The study credits the state’s 2019 auto insurance reform law for this decrease.

Prior to Michigan’s bipartisan auto insurance reform law, an estimated 20% of Michigan residents, and 60% of Detroit residents, were driving without insurance.