Best long-term care insurance companies

Best for discounts: Northwestern Mutual
If you're looking for a company that offers plenty of discounts to lower your premiums, then Northwestern Mutual is a great option. Northwestern offers a 15% discount — for both you and your partner — if you each have a long-term care policy with the company. There are also discounts depending on how you pay your premium.Show more

Northwestern's policies come in as both standalone policies and hybrid ones, which combine a whole life insurance policy with a long-term care rider.