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Less than half of millennials have life insurance
Why do I need life insurance?
Millennials are at a stage of life where they may be planning to or have already started a family. If you have people who financially depend on you, such as a spouse or children, leaving them without support is a serious risk. An adequate life insurance policy can cover outstanding debts and provide replacement income.
Even if you don't have a family, insurance can pay for your funeral and burial. That's actually the leading reason millennials buy life insurance, according to the survey. With funerals averaging more than $8,000, that can be a real hit to those you leave behind.
Life insurance is also cheaper and easier to get when you're younger. While many factors go into determining premiums, age plays a significant role. It may seem challenging to add yet another bill to your budget, but it will save you money in the long run.
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