We would be screwed for homeowners insurance

Homeowners associations come with perks like protecting home values, but many Americans living in these communities struggle when it comes to installing solar energy systems.

Such was the case for one desperate Redditor, who took to an anti-HOA subreddit for advice about a holdup with their HOA that was preventing them from updating their roof and installing solar panels. It seems that they just needed a certification of ownership, but the association was unresponsive.

If they didn’t get that certification, it could have disastrous effects, they added.