Investing won’t work for you

I’m a massive believer that income will solve your problems.

I think the idea of investing is overhyped.

Too many dudes make 30k and focus on pinching every penny to buy a house or invest in stocks.

I say this because I’ve tried this.

And there are many pitfalls that often get missed, swept under the rug, or ignored.

A big, fat, juicy $1000 bill is tough to pay when you make 30k/month ($2500/month BEFORE tax).

It’s not as tough to pay when you make 80k/month ($6700/month BEFORE tax).

A lot of financial problems can be solved by having more money.

And money today is worth more than money tomorrow.

This is true due to inflation but also opportunity cost.

For the record, I’m not saying you should NEVER invest.

I’m simply suggesting that investing comes after your income is relatively high and sustainable.