Holiday shopping season budget tips

We are in the middle of the Holiday Shopping Season. We know from the credit card industry reports that this is also the season where credit card debt will increase the most. Local financial professional James Gallagher, owner of Waterstone Financial, has some ideas to help you stay on track with money this year. The average extra spending during the holidays exceeds $1500 and for many families the number is much higher. Don’t just wing it. Make a plan, make a list. Surveys have shown that 26% of the budget on average goes to new clothes. The holiday season is a special time and being with loved ones is the most important thing. But make sure that money worries don’t ruin the season.