Merger Talks Over Between Cigna and Humana

Unraveling the dynamics of the collapsed merger talks between health insurance giants Cigna and Humana. The industry was abuzz with the potential creation of a $135 billion entity, but as quickly as the talks emerged, they crumbled, sending shockwaves through the market.

**Key Points:**
- The sudden collapse of the Cigna-Humana merger talks.
- Market reaction and Cigna's stock drop.
- Cigna's strategic shift towards stock buy-backs and regional acquisitions.
- Potential impacts on competition and pricing in the healthcare sector.
- Broader industry transformations with Allstate's commercial health division sale.

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