Freezing children’s credit isn’t hassle free

Chad and Melanie Hilton are looking to protect their 8-month-old son’s social security number from cyber crooks and are hoping freezing his credit could be made easier. For adults getting a credit freeze is simple. You can do it online with your social security number. For a child under 16 years, it's not so easy. Indiana is one of 22 states that allows parents to request a child credit freeze from the three credit bureaus.