Is Now the Right Time to Buy a Home? Expert Insights from Justin Kautz in San Juan Capistrano, CA

In this video, Justin Kautz, a highly experienced Loan Officer with 20 years in the industry, discusses the best time to buy a home. He explores the Oaks Ranch subdivision in San Juan Capistrano, California, highlighting key factors affecting the real estate market, such as interest rates, market inventory, and housing prices. Justin also shares his personal journey in the loan industry, emphasizing the importance of being prepared to buy a home. Whether you're a prospective homebuyer or interested in real estate, this video offers valuable insights and advice. Don't forget to like, share, and subscribe for more real estate updates.
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Subscribe to Justin's channel for valuable insights and updates - https://bit.ly/44YF7uA

Check out JK Mortgage website for more info: https://jkmortgage.com/
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Justin Kautz
JK Mortgage Team/ Spot On Lending Inc.
NMLS: 913358 DRE: 01447986 Corp:1767407
Call or Text: 949-867-1157
jk@justinkautz.com
3242 E Coast Hwy
Corona Del Mar, CA 92625
Spot ON Lending, Inc./Full Service Mortgage Group
NMLS:02066654 | 60DBO-154093
Georgia & Texas NMLS#1767407
Florida NMLS#MBR5826 Tennesse NMLS# 1243230
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Timestamp:
00:00 - Intro
00:58 - Jumbo Loan Rates & Buy Down Options
01:24 - Mortgage Rate Information
02:28 - Property Overview
03:30 - Family Moving to California
04:50 - Location Discussion
05:04 - Best Time to Buy a Home
05:53 - Justin Kautz's Background
10:01 - Jumbo Loans & Accessibility
11:17 - Conclusion

Jumbo Loan:
Jumbo loans exceed standard mortgage limits.
Often required for higher-priced homes.
Stringent credit and income criteria apply.
Rates vary; compare lender offers.
Available for luxury real estate.

Real Estate:
Involves land and property assets.
Influenced by supply, demand, and location.
Agents assist in buying and selling.
Offers wealth-building opportunities.
Encompasses residential, commercial sectors.

Mortgage Rate:
Determines home loan borrowing cost.
Can fluctuate based on indicators.
Credit affects eligibility for rates.
Locking in rates saves money.
Compare rates from different lenders.

San Juan Capistrano:
Historic city in Orange County, CA.
Home to Mission San Juan Capistrano.
Features cultural attractions.
Offers boutique shops and dining.
Ideal for a coastal lifestyle.

Home Buying:
The process of purchasing a home.
Includes budgeting and preferences.
Involves mortgage approval and searching.
Requires inspections and appraisals.
Transition to homeownership after purchase.

Over time, real estate properties can appreciate in value due to factors like location, demand, and economic conditions, making it a lucrative long-term investment.

#MortgageRates #HomeBuyingAdvice #JumboLoanRates