Retirement IS OVER! People Are GOING BROKE
The number of people taking hardship withdrawals from their 401(k) was up 13% in the 3rd quarter of 2023 compared to the 2nd quarter. On top of that, the amount of people taking loans from their retirement funds is sitting at 2.5%. Throw in the record high credit card debt and high number of HELOC borrowing, clearly people are not able to afford current cost of living. So how will they afford it in the future when things are even more expensive?
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