Premium Only Content

How investment propaganda is creating a retirement crisis
With the stock market down near 10% since June, those that are near or in retirement NEED to understand how negative sequence of returns truly effect their retirement income and retirement stability. I encourage you to watch this guide explaining the nonlinear relationship between portfolio losses and the exponential required recovery to get back to breakeven. More important than the staggering relationship between losses and required gains to breakeven is the amount of TIME it takes to get back to breakeven. The idea of "passive investing" or letting "time smooth out losses" is complete hokey. When you understand the actual mathematical relationship, it will really make you wonder who those BS lines of propaganda really serve... Definitely not you (consumers) or I (independent financial advisors... I hope you find "How investment propaganda is creating a retirement crisis" informative!
Link to downloadable spreadsheet: https://docs.google.com/spreadsheets/d/1c1kip74d7iAHstZolOlCV7Blaq0rhsHJMp-36C1y7kY/edit?usp=sharing
If you liked this video, make sure to click thumbs up!
Eric Amzalag, CFP®, RICP®
Get started today → https://www.thepeakfp.com
Subscribe to be notified of future videos: /@ThePeakFP
Subscribe to our newsletter: https://app.thepeakfp.com/NLS
_ _
👥 Make sure to connect with us on all socials below → https://beacons.ai/thepeakfp
Want to schedule a consultation? Click here:
https://www.thepeakfp.com/rrz-lp
00:00 Introduction
01:02 How to quantify investment risk in a retirement portfolio
01:31 In what areas of our lives would we just "shut up and take it"?
02:03 What do the numbers say about unrealized losses in investment portfolios?
02:37 A Downloadable FREE Excel Model for Investment Losses
03:46 Investment Losses are Linear, Gains to Recover are Exponential
04:39 How long (in years) does it take to recover losses?
06:27 Some Examples - a 30% Market Decline
08:12 How does Sequence of Returns effect this model?
09:48 Financial Propaganda is Creating a Retirement Crisis
10:15 Teaser for my next video - debunking the 3 fund portfolio
11:49 If you'd like to work with us
Disclaimer: Please consult with your own tax, legal and financial advisors for personalized advice.
#retirement #retirement #retirementplan #retirementincomeplanning #retirementincome #fiduciary #financialadvisor #financialadvice #feeonly #feeonlyadvisor #feeonlyfiduciary #financialplanner #certifiedfinancialplanner
-
LIVE
The Rubin Report
17 minutes agoWhy I’m Taking a Break
656 watching -
43:09
VINCE
2 hours agoSPECIAL: "Obamagate" DEEP-DIVE with Gen. Mike Flynn, Mike Benz and Paul Sperry
32.9K51 -
LIVE
Benny Johnson
1 hour ago🚨CIA Whistleblower SPEAKS! Tulsi Gabbard Joins LIVE to Expose New Obama-Gate BOMBSHELL: 'Burn Bags'
8,553 watching -
LIVE
LFA TV
13 hours agoLFA TV ALL DAY STREAM - THURSDAY 7/31/25
4,258 watching -
LIVE
The Big Mig™
2 hours agoFBI Burn Bags, Hidden SCIF’s & Truth About Mar-A-Lago Raid
2,722 watching -
1:50:11
Dear America
2 hours agoFBI Discovers THOUSANDS Russia Hoax Docs In “Burn Bags”!! + Pelosi EXPOSED For Insider Trading!!
85.3K64 -
1:27:12
Tucker Carlson
2 hours agoTony Aguilar Details the War Crimes He’s Witnessing in Gaza
45.6K83 -
LIVE
Badlands Media
5 hours agoBadlands Daily: July 31, 2025
4,074 watching -
LIVE
Matt Kohrs
11 hours agoHUGE Earnings Beat, Inflation Data & New Record Highs || Live Trading Options & Futures
548 watching -
19:44
Bearing
3 hours agoWorld’s CRAZIEST Feminist Wants AMERICANS to WAKE THE F*** UP 🦅💥
6.26K29