2023-10-20 Ethan-Gao Being a Loan Guarantor and Key Principal

Ethan has (1) owned several rental properties, (2) made over 350 private loans secured by real estate (both single family and commercial real estate), (3) invested in over 100 single family fix and flip projects and (4) is a general partner on multiple commercial and multifamily projects totaling over 1,500 units. His primary role on deals is gap funder (i.e. where the sponsorship team has raised around 70% of the limited partnership equity but does not have enough time to raise the remainder - Ethan will come in and lend that remainder to the team so that the deal can get done on time). Ethan has invested in hotels, self-storage, office building, medical office and retail, in addition to single family and multifamily deals. Ethan graduated from Cornell University with a BA in Economics in 2003 at the age of 19 and from Columbia Law School in 2006 at the age of 22. He worked on billion dollar mergers and acquisitions for several years on Wall Street in financial institutions before transitioning to being a professional investor and entrepreneur in 2016. He lives in Houston, TX with his wife (who he met the first day of class at Cornell in 2000) and their five children.