Self-Employed Borrowers' Boost: Guidelines Update!
Self-Employed Borrowers' Boost: Guidelines Update! 📚🖊️
Diving down to the heart of mortgage matters, especially for our self-employed friends! 💼🏠
The standout update here? Guidelines around South "Self-Employed" Borrowers. 📝
Historically, there's always been a slight chance to lean on just one year instead of the standard two when it comes to vetting financials for self-employed borrowers. But, let's be real—it hasn’t been a walk in the park to get that approval. 🚶♂️🌲
The latest twist? Some enhanced clarity in the guidelines. It seems the path will be a tad smoother this year for self-employed individuals aiming for a one-year nod from the AUS (Automated Underwriting System). 🖥️👍
And who stands to gain? 🎯
Those fresh entrepreneurs who launched their ventures around a year and a half ago. They might not have the full two years of self-employed records but do have one comprehensive year of tax returns.
Or those seasoned borrowers who've got more than ample credentials but might be missing just that second-year record.
In essence, this update offers a helping hand, opening doors for a broader range of self-employed borrowers in their homeownership journey.
#SelfEmployedMortgage #GuidelineUpdate #HomeLoanHopes #RealEstate2023
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