Factors to Consider When Reading Your Credit Report

Ever wondered why certain inquiries appear on your credit report? 🤔 When you give 'permissible purpose' for institutions to check your report, it leaves a mark called an inquiry. While employment checks don't count for credit or insurance, they can still pull it. But here's a twist: By law, these inquiries last 2 years, but they can be deleted in as little as 24 hours! 🕒 Know your rights and keep your credit clean! ✨

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