Difference between Debit Card And Credit Card #bank #youtube #debitcard #creditcard #foryouvideo

Debit Card: A payment card linked to your bank account, allowing you to spend only the money you have in the account. Transactions deduct funds directly, with no borrowing, interest, or impact on credit score.

Credit Card: A payment card granting a line of credit, enabling you to borrow money up to a set limit. You repay later with interest, and it affects your credit score based on usage and timely payments.

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