HOW TO COMBINE CHASE POINTS! (Chase Freedom to Sapphire Points | Plus Share With Spouse)

Do you want to combine Chase points for greater value or share them with another person? This video will show you how, step by step, so you can maximize the value of your points! Click “Show More” to see Ad Disclosure.

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WHY COMBINE CHASE POINTS?
- Get more value via Chase Pay Yourself Back feature
- Get more value via Travel redemptions via Chase Travel Portal (i.e. Ultimate Rewards portal)
- Get access to Chase transfer partners

Chase’s no-annual-fee credit cards give a lower redemption value for select redemptions (especially travel) and DO NOT offer transfer partner functionality.

Chase’s ‘fee cards’ give a higher redemption value for select redemptions (especially travel) and DO offer transfer partner functionality.

VALUE OF CHASE POINTS (when redeeming)
Chase Freedom Flex
- Cash Back: 1.0¢
- Pay Yourself Back: 1.10¢
- Travel (Portal): 1.0¢
- Travel (Transfer Partners): N/A

Chase Freedom Unlimited
- Cash Back: 1.0¢
- Pay Yourself Back: 1.10¢
- Travel (Portal): 1.0¢
- Travel (Transfer Partners): N/A

Chase Ink Business Cash
- Cash Back: 1.0¢
- Pay Yourself Back: 1.10¢
- Travel (Portal): 1.0¢
- Travel (Transfer Partners): N/A

Chase Ink Business Unlimited
- Cash Back: 1.0¢
- Pay Yourself Back: 1.10¢
- Travel (Portal): 1.0¢
- Travel (Transfer Partners): N/A

Chase Sapphire Preferred
- Cash Back: 1.0¢
- Pay Yourself Back: 1.25¢
- Travel (Portal): 1.25¢
- Travel (Transfer Partners): 1.8¢ (avg.)

Chase Ink Business Preferred
- Cash Back: 1.0¢
- Pay Yourself Back: 1.25¢
- Travel (Portal): 1.25¢
- Travel (Transfer Partners): 1.8¢ (avg.)

Chase Sapphire Reserve
- Cash Back: 1.0¢
- Pay Yourself Back: 1.5¢
- Travel (Portal): 1.5¢
- Travel (Transfer Partners): 1.8¢ (avg.)

HOW TO COMBINE CHASE FREEDOM AND SAPPHIRE POINTS (AND CHASE INK POINTS)
1. Log into your Chase account
2. Click on a card that earns Chase Ultimate Rewards points
3. Go to Ultimate Rewards portal (by clicking on your rewards balance / 'redeem' link)
4. Click on a card that earns Chase Ultimate Rewards points (a second time, if it asks you)
5. Once you’re at the Ultimate Rewards dashboard, go to the Main Menu
6. Choose ‘Combine Points’
7. Follow the prompts
8. Repeat if you have multiple cards

HOW TO COMBINE CHASE POINTS WITH SPOUSE (TRANSFER / SHARE WITH OTHER PEOPLE)

1. To combine (i.e. transfer / share) Chase points with another person, they must be a member of your household (for personal credit cards) or an owner of the business (for business credit cards).

2. First-time transfers done via phone by calling the number on back of your card, providing the other person’s card account number, and having the rep link it to your profile.

3. Future transfers can be done online, following the same procedure as combining points with your own accounts (the other cardholder’s account should appear).

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#chasefreedom #chasesapphire #chaseultimaterewards