*WATCH ME APPLY* IHG Premier Credit Card (Chase 2/30 Rule)

The IHG Rewards Premier Credit Card is offering 140,000 POINTS + 1 FREE NIGHT valued up to 40K points. Watch me apply for my 2nd Chase credit card in the past 30 days (will the Chase 2/30 Rule affect me?) Click “Show More” to see Ad Disclosure.

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I decided to apply for the IHG Premier Credit Card for 1 main reason: I wanted another hotel credit card that provided an annual free night certificate. Moreover, I wanted to receive that anniversary free night award roughly at the time as the one from my IHG Premier Business Credit Card (I was approved for that card about 11 days prior). In other words, the goal is to receive 2 IHG free nights every July / August. Rather than waiting another year until July 2023, I decided to go for the card now to see if I could get an approval!

Here’s a rundown of some of the card benefits…

WELCOME OFFER (July 2022)
Earn 140,000 IHG points plus 1 Free Night valued at up to 40K points after spending $3,000 in the first 3 months. Do note that the free night award as part of the welcome bonus CANNOT BE TOPPED OFF with points at this time, BUT the anniversary free night CAN.

ANNUAL FEE = $99

EARNING POINTS
- 10X IHG Hotels
- 5X Travel
- 5X Dining
- 5X Gas Stations
- 3X Other Purchases

MAIN BENEFITS (terms apply)
- Anniversary Free Night, up to 40K points, plus top off with unlimited IHG points
- IHG Platinum Elite Status
- IHG Diamond Elite Status after spending $40K
- IHG 4th Night Free on award stays
- $100 Statement Credit + 10K points each calendar year during which you spend at least $20K on your card
- 20% Discount on reward points purchases
- Up to $100 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS
- Up to $50 United Airlines TravelBank Cash each year
- DoorDash: 1 year complimentary DashPass membership
- Purchase Protection
- Trip Cancellation / Trip Interruption Insurance
- Baggage Delay Insurance
- Lost Luggage Reimbursement
- No Foreign Transaction Fees

MY CREDIT SCORE / CREDIT REPORT – BEFORE

Credit Scores
- Experian: 768 (FICO Score 8)
- TransUnion: 801 (VantageScore 3.0)
- Equifax: 822 (VantageScore 3.0)

Inquiries
- Experian: 8
- TransUnion: 6
- Equifax: 1

New Accounts
- Past 6 months: 1
- Past 12 months: 2
- Past 24 months: 4

Average Age of Accounts
- 4 years 3 months

Prior Relationship
- 6 Personal credit cards
- 5 Business credit cards
- Personal Chase Checking
- Personal Chase Savings

WHICH CREDIT BUREAU DOES CHASE USE?
- Chase used Experian for my credit card application. Results may vary based on location, and it’s possible that Chase may pull from multiple bureaus for a single application.

MY CREDIT SCORE / CREDIT REPORT – AFTER
- My Experian credit score decreased from 768 to 763 (-5 points).
- My inquiry count on TransUnion went from 8 to 9 (+1).

🎬 MORE CREDIT CARD VIDEOS

🔹Hilton Honors Aspire Card Review: https://youtu.be/zrxOfS4FNEo

🔹16 Hotel Credit Cards With FREE NIGHTS: https://youtu.be/yHa9RYlkwh0

🔹WATCH ME APPLY – IHG Premier Business Credit Card: https://youtu.be/7kUipHbu418

🔹WATCH ME APPLY – Amex Business Credit Card (Amex Blue Business Cash Card): https://youtu.be/19CE600Z9Xg

🔹WATCH ME APPLY – Chase Ink Business Preferred: https://youtu.be/YOfyZk7QcNA

🔹WATCH ME APPLY – Chase Ink Business Cash: https://youtu.be/Qr0p9c_uQLI

🔹Chase Sapphire Preferred Review 2022: https://youtu.be/xePTy2oUM6A

🔹Amex Gold vs. Chase Sapphire Preferred 2022: https://youtu.be/HolY8a3Jva4

🔹Amex Platinum Card Review 2022: https://youtu.be/IaLBFpQj-eE

🔹Amex Gold Card Review: https://youtu.be/vRV5CsjGgRo

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#ihgcreditcard #hotelcreditcards #chasecreditcards