How to Transfer Amex Credit Limit to Another Card! (Full Demo)

Learn how to move your Amex credit limit to another card! This is a great way to increase your credit limit without a hard pull by using the credit lines you already have with American Express. Click “Show More” to see Ad Disclosure.

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AMERICAN EXPRESS CREDIT LIMIT REALLOCATION | RULES TO KNOW

1. There is NO HARD PULL for doing credit line reallocations.

2. All cards involved must be managed under the same user profile.

3. You CAN move credit from:
- A personal card to a personal card
- A business card to a business card
- A personal card to a business card

4. You CANNOT move credit from:
- A business card to a personal card

5. Internal rules may exist for how often you can use this tool.
- $100 increments
- 1 credit line reallocation every 30 days
- Amount of credit you can transfer can vary based on things like your current credit limit, how much you have already spent, your cash credit limit, and other internal factors set by American Express.

NOTE: The ‘Transfer Available Credit’ tool only works for traditional Amex credit cards (e.g. Marriott credit cards, Hilton credit cards, Delta credit cards, Amex Cash Magnet card, Amex Blue Cash Everyday card, Amex Blue Cash Preferred, etc.). All of those credit cards have regular credit limits. The tool DOES NOT WORK for Amex charge cards (e.g. Amex Platinum Card, Amex Gold Card, Amex Green Card) as those do not have preset credit limits.

HOW TO TRANSFER YOUR AMEX CREDIT LIMIT TO ANOTHER CARD

1. Log in to your Amex online account
2. Choose one of your Amex credit cards (charge cards not eligible)
3. Click on Account Services tab on the top horizontal menu
4. Select Payment & Credit Options from the left-side menu
5. Click on Transfer Available Credit to Another Card
6. Follow the steps to complete the process

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