If I Could Only Have 1 Credit Card in 2023...

If I could have ONE credit card, which one would I choose?! THIS video reveals my #1 best credit card (at least for me personally) right now. Is it a good choice for you, too? Click “Show More” to see Ad Disclosure.

💳👉 VIEW CREDIT CARD OFFERS!
https://markscreditcards.com/offers

🛍 RAKUTEN - Earn Cash Back!
https://markscreditcards.com/rakuten

📊 GET FREE STOCKS FROM WEBULL
https://markscreditcards.com/webull

📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
https://markscreditcards.com/maxrewards

🏦 SOFI CHECKING & SAVINGS – Get $25 FREE (or more w/ direct deposit)
https://markscreditcards.com/sofibanking

📊 GET FREE STOCKS FROM MOOMOO
https://markscreditcards.com/moomoo

🔐 AURA – Identity Theft Protection & More!
Get Your 2-Week Free Trial: https://markscreditcards.com/aura

🥇 CHANNEL MEMBERSHIP - VIP Perks!
https://markscreditcards.com/join

For this year, if I could only use 1 credit card, it wouldn’t be the Amex Platinum Card or the Amex Gold Card or the Chase Sapphire Preferred.

I’d choose the U.S. Bank Altitude Reserve Visa Infinite Card!

Here’s why…

1. The intro offer of 50,000 points after spending $4.5K in the first 90 days is excellent. That’s worth $500 towards cash back or $750 towards travel.

2. The rewards structure includes two categories that earn 3X points, specifically, 3X Travel and 3X Mobile Wallet Purchases. Having a broad ‘travel’ category is very useful as it works for airlines, hotels, rental cars, and more (even if you do not book via the U.S. Bank travel portal)! Even better is earning 3X on mobile wallet transactions. As long as a merchant accepts the likes of Apple Pay or Android Pay, then the specific category doesn’t matter…you’ll earn 3X points regardless! Ever wondered what one of the best credit cards for Costco or Target is? This one!

3. Points are worth 1.5¢ each towards travel (and 1.0¢ each towards cash back). That’s a guaranteed flat rate redemption without needed to strategize. The U.S. Bank Real Time Rewards method is AMAZING. Once you enroll, you’ll get automatic text messages after making a travel purchase asking you if you want to redeem points. If you reply with ‘Redeem,’ then that’s it…you’re done and a statement credit will be on its way!

4. Airport lounge access via Priority Pass. The U.S. Bank Altitude Reserve gives you 4 free visits to Priority Pass lounges each year, plus 4 guest passes.

5. Visa Infinite Luxury Hotel Collection. This separate portal gives you benefits that function like a light level of hotel elite status at hundreds of properties worldwide. By this I mean things like room upgrades, complimentary breakfast for 2, late check-out, and more!

6. Up to $100 credit for TSA PreCheck or Global Entry.

7. No Foreign Transaction Fees, plus it’s a Visa credit card, so it will be accepted across the globe.

🔗 Visa Infinite Benefits - U.S. Bank Altitude Reserve:
https://www.myvisacardportal.com/usbank/en_us/altitude/altitudereserve/visabenefits.html

🔗 Insurance and Protections - U.S. Bank Altitude Reserve:
https://www.myvisacardportal.com/usbank/en_us/altitude/altitudereserve/protections.html

On the whole, the U.S. Bank Altitude Reserve credit card is a fantastic all around travel credit card. You get the basics of a premium credit card without a bunch of perks that require ‘work’ or management to use them. Plus, although there aren’t any transfer partners, the ability to get a guaranteed 1.5¢ per point value is compelling. Simplicity is key with this card, and it delivers very well.

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#creditcards #bestcreditcards #creditcard