BIG UPDATE: Ritz Carlton Credit Card Review 2023 (Worth It?)

The Ritz Carlton Credit Card is a SECRET hotel credit card that YOU can still get! Learn all about the rewards, benefits, and more to learn how it can make your next hotel stay a whole lot better. Click “Show More” to see Ad Disclosure.

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The Ritz Carlton credit card does not have a welcome offer. That’s because the card has been discontinued to new applicants, BUT you can still get it via product change from other Marriott Bonvoy credit cards from Chase. Options include the Marriott Bonvoy Bold, Marriott Bonvoy Boundless, and Marriott Bonvoy Bountiful.

LEARN HOW HERE! 👇
🎬 VIDEO - How to Get the Ritz Carlton Credit Card (Step by Step)!
https://youtu.be/OF2fLoZh7pE?si=HqNtKSmcALxR75qk

ALSO…THE UNBOXING VIDEO!
🎬 VIDEO - Ritz Carlton Credit Card UNBOXING
https://youtu.be/XE_nIUOnRr8?si=25982vIFRENSyhEC

The Annual Fee of the Ritz Carlton Visa = $450.

Here’s the rewards structure:
- 6X Marriott Hotels
- 3X Dining
- 3X Car Rentals
- 3X Airline Purchases
- 2X Other Purchases

What are Marriott points worth? On average, 1 Marriott point is 0.7¢. For example, 50K Marriott points = $350 (again, on average).

RITZ CARLTON CREDIT CARD BENEFITS (Terms Apply)
- $300 Annual Travel Credit
- 85K Free Night Award (combine with up to 15K points for a 100K max redemption)
- Marriott Bonvoy Gold Elite Status (complimentary)
- Marriott Bonvoy Platinum Elite Status (earn after spending $75K)
- 15 Elite Night Credits
- 3 Annual Club-Level Upgrade E-Certificates
- $100 Hotel Credit
- Airport Lounge Access via Priority Pass Select
- Fee Credit for Global Entry or TSA PreCheck
- Rental Car Benefits (National Car Rental, Avis, Audi on demand)
- No Foreign Transaction Fees

INSURANCE PROTECTIONS: TRAVEL AND RETAIL
(Ritz Carlton Credit Card Guide to Benefits)
https://static.chasecdn.com/content/services/structured-document/document.en.pdf/card/benefits-center/product-benefits-guide-pdf/BGC10849_RitzCarlton_VisaInfinite.pdf

IS THE RITZ CARLTON CREDIT CARD WORTH IT?

YES if you…
- Stay at Marriott properties every year
- Normally spend $300+ on air incidentals
- Can easily use the 85K Free Night Award
- Value Gold Elite Status + 15 Elite Night Credits
- Value the 3 Club-Level upgrades
- Want a top-tier Priority Pass membership
- Want comprehensive insurance coverages

NO if you…
- Don’t stay at or spend with Marriott every year
- Don’t spend on air incidentals
- Won’t / can’t use the 85K Free Night Award
- Want an everyday / at-home credit card
- Prefer cash back rewards
- Prefer more flexible travel rewards
- Don’t like cards with high annual fees

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

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