5 reasons why you should buy a home now!

Here are my 5 reasons why NOW is a Better time to buy than 6 months ago!

1. Less Competition and more selection!

2. No more overpaying by $20k, $50k, $100k.. Save the money or buy your rate down..

3. Prices will still rise.. The analysts, not the media, are predicting 5 to 9% value appreciation per year over the next 5 years..

4. No more appraisal GAP talk..

5. Sellers now have a place to go!

I hope that you find value in my video! Our mortgage team is licensed in CA, CO, TX, LA, TN, GA and FL.. NEW STATES SOON: OK, AL, AK, MS

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Highlights of doing business with us:

-Preapprovals are done with Video to set your offer apart from the others..
-Your disclosures are sent to you with personal screen share video so that you can review them on your own time before signing.
-On Demand pre-approvals.. Like NOW.
-Closing Disclosures out on initial approval - no waiting 3 days after appraisal.
-$5,000 Guarantee to sellers available - ask about TBD underwrites..
-Saturday Support Team
-14 or 21 day escrows preferred..
-Close in as little as 8 days with appraisal waiver or transferred appraisal
-Be in the know with us.. All milestone updates as well as our Friday afternoon: What conditions are left videos to all parties - buyers - agents (buyers and listing) and escrow.. People love this SH*&!

I have been a mortgage broker for 18 years. Book a call with me to chat about your scenario, needs and timeframe. Currently licensed for purchase and refinance in: California, Texas, Tennessee, Georgia, Florida, Colorado and Louisiana. I highly recommend using an independent mortgage broker like myself-especially one that uses UWM. Companies that are direct lenders are overcharging in RATE and FEES on conventional AND especially FHA and Va loans. Examples of these direct lenders are Rocket Mortgage, Guaranteed Rate, Navy Federal, USAA, Country Club Mortgage, Kings Mortgage, Resource Lenders, Alameda Mortgage, Academy Mortgage - any lender that is NOT a wholesale independent mortgage broker.

We are also competitive on Jumbo and we also have conforming and high balance with second mortgage underwritten by the same underwriter at UWM. We use UWM 99% of the time because of smokin' low rates, Amazing communication from underwriters, processor assist and closing assist. Also, minimal conditions, 4 to 6 hour same day approvals, CD released on initial approval and more. We actually use Bombbomb videos to explain your loan options with a screenshare, SAME on pre-approvals so that the seller accepts YOUR offer and we use them to explain your disclosures as well as most updates.

#1 I am explaining initial disclosures Sept 4, 2022 on a low Fico VA loan:
https://vid.us/abi4dq

#2 I am explaining pricing on the 2 - 1 buy down 30 year conventional loan on Sept 9. 2022:
https://vid.us/abi4dq

#3 I am giving an update to the all parties on an appraiser order July 7, 2022:
https://vid.us/cr7ftu

#4 One of my pre approval letters for a VA Jumbo loan in Sonoma County, CA on Aug 4, 2022 - Close date was October 4th and we actually closed it Aug 31, 2022
https://vid.us/6houfw

1. Book a Call With Me: https://calendly.com/justinkautz/15min or link in BIO

2. Apply Online: https://spotonlending.my1003app.com/913358/register or link in BIO

3. Call or Text Me: (559)679-5730

I ALSO believe that value is in providing options such as 3 rate options for the same product. What do I mean? For example, a fee sheet with a par 30 year fixed rate. Another fee sheet with a 1 point cost buy down. Another fee sheet with a 2 point cost buy down.

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Justin Kautz
The Justin Kautz Mortgage Team
NMLS: 913358
Call or Text: (559) 679-5730
jk@justinkautz.com
3242 E Coast Hwy
Corona Del Mar, CA 92625