Why You Should Use Cash
Why You Should Use Cash Instead Of A Card
Whether to use cash or a debit card depends on your individual financial habits, preferences, and circumstances. Both payment methods have their advantages and disadvantages.
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Here are some reasons why you might consider using cash instead of a debit card:
Budgeting and Control: Using cash can help you stick to a budget more effectively. When you have a set amount of cash on hand, you physically see and feel the money leaving your wallet with each transaction. This can make you more conscious of your spending and help you avoid overspending.
Avoiding Fees: Some banks charge fees for debit card transactions, especially for out-of-network ATM withdrawals or international transactions. Using cash can help you avoid these fees.
Privacy: Cash transactions are generally more private than debit card transactions. When you pay with cash, there's no electronic record of where you spent your money, which can be important for those who value their privacy.
Security: Cash is immune to issues like data breaches, card skimming, or online fraud. If you're concerned about the security of your financial information, using cash can provide peace of mind.
Avoiding Debt: When you use a debit card, you're essentially spending money you already have in your bank account. However, some people may still overspend and potentially overdraft their account, incurring fees. Using cash eliminates this risk because you can only spend what you physically have.
Merchant Acceptance: While debit cards are widely accepted, there are still some businesses, especially small ones, that prefer cash.
Emergency Preparedness: In case of emergencies, having cash readily available can be crucial. Cash can be used when electronic payment systems are down due to technical issues or natural disasters.
Using Cash Keeps The Money In Our Hands Rather Than The Banks
Even better is to hold gold and silver as it has no third party risk and has always held its value while the currency in your pocket has and will continue to decline.
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To claim half an ounce of silver from Kinesis Money, start by signing up for free with my referral link: https://kms.kinesis.money/signup/ianb219
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