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FHA loan and the Sister is the Buyer! This is Identity of Interest and More Downpayment!
FHA Loan with Credit Repair: Tips for Buyers and Real Estate Agents
Real estate agents ANF Buyers: Listen up! My agent friend is currently working on a deal to help a buyer with credit repair and put 3.5% down on an FHA loan. Let's hope their credit score increases enough to get them approved!
During the conversation I found out that the sister is buying the house from the seller… I said that’s actually called identity of interest and your loan to value is not going to be 96.5%. It’s going to be 85%…. This is a layer of risk that FHA put on top of their guidelines when family or a business relationship isn’t play between a buyer and a seller! That would mean family is the buyer or a tenant purchasing from a landlord situation..
#realestate #fha #identityofinterest
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Justin Kautz: 559-679-5730 - Call or Text 7 days a week
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Justin Kautz
JK Mortgage
Call or Text: (559) 679-5730
jk@justinkautz.com
3242 E Coast Hwy
Corona Del Mar, CA 92625
2928 Saltwood Ct.
Celina, TX 75009
CA TX TN GA FL - coming soon: OK LA AL
Spot ON Lending, Inc./Full Service Mortgage Group
NMLS: 913358 CA/DRE: 01447986 NMLS:02066654 | 60DBO-154093
Georgia & Texas NMLS#1767407
Florida NMLS#MBR5826
Tennesse NMLS# 1243230
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