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15 Money Secrets They Don't Teach You In School
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@bookishears
15 Money Secrets They Don't Teach You In School
Sure, here are 15 money secrets they don't teach you in school:
1. **The importance of compound interest.** Compound interest is the magic of making money make money. When you invest your money, it earns interest. That interest is then added to your balance, and it starts earning interest too. Over time, this can lead to significant growth.
2. **The power of saving early.** The sooner you start saving, the more time your money has to grow. Even if you can only save a small amount each month, it will add up over time.
3. **The importance of budgeting.** A budget is a plan for how you will spend your money. It can help you track your spending and make sure you're not overspending.
4. **The difference between needs and wants.** It's important to be able to distinguish between your needs and your wants. Needs are things you absolutely need to survive, such as food, shelter, and clothing. Wants are things you would like to have, but you don't need them to survive.
5. **The importance of debt repayment.** Debt can be a major drain on your finances. The sooner you can pay off your debt, the more money you'll have to save and invest.
6. **The importance of investing.** Investing is a way to grow your money over time. There are many different ways to invest, so you can find one that's right for you.
7. **The importance of diversification.** Diversification is the practice of investing in different assets. This can help reduce your risk if one asset loses value.
8. **The importance of risk tolerance.** Risk tolerance is how much risk you're comfortable taking with your money. Some people are more risk-averse than others. It's important to invest in assets that match your risk tolerance.
9. **The importance of financial education.** The more you know about money, the better decisions you can make with it. There are many resources available to help you learn about money, such as books, websites, and courses.
10. **The importance of not giving up.** Building wealth takes time and effort. There will be setbacks along the way, but it's important to keep going. Don't give up on your financial goals.
These are just a few of the money secrets they don't teach you in school. By learning about these secrets, you can take control of your finances and achieve your financial goals.
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