Life insurers confirm excess US deaths

USA deaths, 2020 – 2021

Years mostly complete

https://www.soa.org/4a55a7/globalassets/assets/files/resources/research-report/2022/excess-death-us.pdf

https://www.soa.org/49b504/globalassets/assets/files/resources/experience-studies/2022/group-life-covid-19-mortality-12-2022.pdf

Deaths reported by the U.S. Centers for Disease Control and Prevention

Actual-to-expected ratios (A/E ratios) using 2015-2019

April to December 2020

A/E of 122%

Full year of 2020, 116.4%

13.3% excess due to COVID,

and 3.1% not COVID

Full year of 2021

Completed at 117%

In both years, the age group with the highest A/E was ages 35-64

During 2021, excess deaths were higher in all age groupings

15 to 34 years, non-covid deaths were 21.4% higher

Date through to March 2022

Excess deaths,(all ages) 115.2% excluding covid

October – December 2022

35 to 44 years, 34% excess deaths

Non covid deaths

If the main issue was lack of access to health care, why are excess deaths highest in 15 to 34 years?

Followed by 35 to 64 years?

2022 Cause of Death Report

https://www.soa.org/49667f/globalassets/assets/files/resources/research-report/2022/2022-cause-death-report.pdf

Cancer deaths, usually in the range of 102% to 105% of expected

Cardiovascular deaths, 4% higher than expected

Other non-communicable deaths, 10% lower than expected

Deaths from diabetes, as high as 30% more than expected

Deaths ascribed to the nervous system, sometimes as high as 30% greater than expected

Respiratory deaths, in line with expected

Non-Medical Deaths

Deaths by suicide, (excludes drug overdoses), were noticeably lower during the pandemic

Jump in death claims on insurance

Higher non-covid deaths

https://eu.usatoday.com/story/opinion/2023/08/11/more-americans-dying-than-before-pandemic-covid-deaths/70542423007/

NZ

https://www.stats.govt.nz/topics/births-and-deaths