Premium Only Content

THE REAL COST OF BUYING A CAR - Leasing Vs PCP Vs Hire Purchase Vs Cash
Join this channel to get access to EXCLUSIVE perks, custom emojis and Avatars:
https://www.youtube.com/channel/UCPvSN7kot8zJUreVzs-0y8A/join
Confused when buying a new car? Can't decide between lease vs finance vs PCP vs using Cash outright? In this video we are covering it with a general example of which becomes the most expensive option for you. This is for educational purposes only and not financial advice.
Timestamps⏱
Intro - 00:00
Paying in cash 01:10
Non-secured Loan 03:42
Hire Purchase 05:27
PCP Deals 06:29
Leasing 10:53
Worked Example 12:32
Some of the links in this description are affiliate links that mean I receive a fee for recommending them, but it does not affect your price. This helps to support my work and channel, so thank you!
INVESTING PLATFORMS I USE (these are affiliate links):
💸 Invest using Etoro - https://mamafurfur.com/etoro
💰 Invest using Trading212 - https://mamafurfur.com/trading212 (we both receive a free share up to £100)
📊 Invest using Freetrade - https://mamafurfur.com/freetrade (we both receive a FREE SHARE worth £2-200).
💳 Invest using Coinbase for Crypto - https://www.mamafurfur.com/coinbase
** If using CFDs - they are complex instruments and come with a high risk of losing money rapidly due to leverage. 67% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Your capital is at risk. Other fees may apply. Virtual Currencies are highly volatile. **
PRODUCTS & SERVICES we use:
💡 BULB for our energy bills - we both get £50 off your next bill by using our referral link here - https://www.mamafurfur.com/bulb
🐝 PensionBee - https://www.mamafurfur.com/pensionbee
MY ONLINE COURSES & PRODUCTS:
🗒 Money Stacks Method Budget System for all your budget, financial freedom calculations, debt repayment system, Net worth calculator, Sinking funds and Investment Tracker
https://www.mamafurfur.com/spreadsheet
📗 My Book - The Master Money Blueprint available on Paperback and Kindle https://amzn.to/2IThc9w
🚀 "Investing Made Simple - Learn to Invest in 72 hours"
https://mamafurfur.com/investing
🤑 BUDGET SUCCESS BOOTCAMP Mini-Course here
http://bit.ly/BudgetSuccessBootcamp
🎬 Youtube DECODED (Perfect for new content creators or wannabe creators)
https://www.mamafurfur.com/courses
MY VIDEO & PODCAST GEAR:
🎥 http://www.mamafurfur.com/vlogkit
🎙 Our weekly podcast -
My husband Matt and I host a weekly podcast where we discuss happiness, prosperity and the lifestyle design. You can find it by searching “The Prosperity Project” on any podcast app (eg: Spotify, Apple Podcasts, Google Podcasts etc).
🎬Our Family Youtube Channel
Our family of 4 has a lifestyle channel to covering Life, Holidays, Meal planning & budgeting and even lego builds.
https://www.youtube.com/c/TheKempsonHouse
KEEP IN TOUCH:
🌍 My website / blog - https://www.mamafurfur.com
📸 Instagram - https://www.instagram.com/mamafurfur
🐦 Twitter - https://twitter.com/mamafurfur
🙎 Facebook - https://www..facebook.com/mamafurfur
WHO AM I:
I'm Jennifer Kempson, Scottish Mum, Engineer and full time Investor/Entrepreneur/Author/Financial Educator. I make videos about personal finance, investing, entrepreneurship, and lifestyle design. I also have a weekly podcast with my husband Matt called The Prosperity Project. We have two small boys and live in Glasgow, Scotland, UK. Together we paid off £24k+ of consumer debt in 2016, built a 6-figure side hustle in 2 years and aiming to be mortgage free and financially free in 2021.
🌍 My website / blog - https://www.mamafurfur.com
GET IN TOUCH:
If you’d like to talk, I’d love to hear from you. Sadly I cannot reply to every comment or message, but thank you for supporting my channel.
PS: All thoughts, reviews and suggestions my own. All information is given for educational purpose and not financial advice.
-
LIVE
ABD
2 hours agoCyberpunk 2077 | EP 2 - The Opening Act Pt.2 | 4K UHD
50 watching -
11:11
Michael Button
10 hours ago $0.25 earnedMy Joe Rogan Experience: Behind the Scenes
3.59K2 -
LIVE
Charlotte Winslow
6 hours agoplaying GTA 5 for the First Time Ever in 2025 | OPEN WORLD WEDNESDAY
65 watching -
LIVE
Badlands Media
20 hours agoAltered State S3 Ep. 43
1,811 watching -
LIVE
FomoTV
5 hours agoAmerica First or Finessed? 🇺🇸 0% Inflation & $9.62 a Week Math | Catholic School Shooting Update | Fomocast 08.27.25
23 watching -
LIVE
Dragoon_B
3 hours agoDragoon - Counter Strike - Noob to Pro Grind
46 watching -
8:26
WhaddoYouMeme
7 hours ago $0.16 earnedThe Internet Lied. He Just Destroyed His Life
3.55K6 -
46:58
The Mel K Show
3 hours agoLive Q&A with Mel K 8-27-25
22.7K6 -
LIVE
daniellesmithab
3 hours agoAlberta Next: Lloydminster Town Hall
29 watching -
LIVE
LFA TV
14 hours agoLFA TV ALL DAY STREAM - WEDNESDAY 8/27/25
790 watching