USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison UK

USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison

Is there still great value available to you when leasing a new car? or is a PCP on a nearly new used car going to be a better deal?

In this car finance comparison video we compare PCP and HP on a used car vs a lease deal on a brand-new car. Car leasing vs PCP is not a new question and it's one I've covered in the past on my channel but it's good to keep these things fresh and lots of people in the comments have been asking me to compare a nearly new used car on traditional finance products vs a lease on a new car to try and look at the immediate and longer term costs.

You'll see that whilst the HP deal appears to be expensive you must remember that you're financing almost the whole purchase price of the car whilst with the PCP you're really only financing around half of the price initially with a further lump sump to find if you decide to keep the car.

Is car leasing better than traditional car finance? can leasing a new car save you money vs buying a used car? do the numbers and decide for yourself. Car leasing is also known as Personal Contract Hire of PCH whilst PCP is also known as Personal Contract Purchase, HP is Hire Purchase and then of course there's always the option of a car loan / bank loan.

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Leasing vs owning a car, in a fight between car lease vs pcp which one wins? well there's no clear winner for everyone, it all depends on your budget, your appetite for risk, and your personal feelings on ownership. I hope this video gets you thinking before you simply go ahead and do what you always did.

#carleasing #leasevspcp #carfinance

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Important : This channel tries to deliver honest advice for real people. Remember that I am not a financial advisor or car finance professional and am therefore not qualified to give any kind of financial advice, views shown here are purely my own but you must make your own financial decisions. Always seek professional advice before entering a finance arrangement of any kind and seriously consider your financial position and the long-term affordability of any deal that you may enter into.

All music used in this video is written, recorded, and produced by me.

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