Seeking to optimize clients' Income NOW? Compare that income rider to the Immediate Annuity (SPIA)!!

LIFE AGENTS: Seeking to optimize your clients' Income NOW? Compare that income rider to the Single Premium Immediate Annuity (SPIA)! Most carriers are not mentioning this!Show more

Single Premium Immediate Annuity is back on top for Lifetime Income NOW Income now, look at the SPIA!

Less premium for the same income.
More income for the same premium.
Stronger Guarantees - 20 Year Period certain
Higher Rated Carriers

A certain conglomerate recently advertised a 5.90% lifetime income offer at age 65. Curious, I delved into SPIA Life with a 20-year guarantee, yielding astonishing results in comparison:
👨 For gentlemen: 6.80%
👩 For ladies: 6.70%
I shared my findings through a comment, complete with SPIA quote visuals, only to witness the company promptly remove it. Why the secrecy around SPIA? Could it be a reluctance to unveil this impressive option to potential clients? $$$

Agent you have to understand that most companies prefer to sell income rider over SPIA because of the profit margins. Those carriers do not have your clients best interest in mind, but you should.

For lifetime income NOW please compare a SPIA to all other options before the client decides!

IMPORTANT INFORMATIONThis material is for informational or educational purposes & is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial situation, investment objectives, or need of an individual person. Withdrawals may be subject to ordinary income taxes and, if made prior to age 59½, may be subject to a 10% IRS penalty. Surrender charges may also apply. All guarantees are backed by the claims-paying ability of the issuer. Available in jurisdictions where approved.

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