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Ed Dowd, the former equity portfolio manager, author, and founding partner of the global macro alternative investment firm, Phinance Technologies, has spent the vast majority of his working life on Wall Street, specialising in both the credit and equity markets.

Fresh out of college Ed’s interest in the world of finance saw him take up a position at HSBC, the largest bank in Europe, selling bonds as an institutional fixed-income salesperson. Ed describes it as a five-year education in what really happens in the capital markets, as opposed to the “garbage” you learn in the textbooks.

Ed’s life take a full 180 back in March 2020 and then only gathered pace in the ensuing months as Ed questioned the motive around vaccine passports and started looking more closely at the use of data in understanding the realities of the Covid pandemic.

Ed wrote a book, “Cause Unknown: The Epidemic of Sudden Deaths in 2021 & 2022” which explores in the most intricate detail why we have seen a sudden surge of deaths in working-age people that, most significantly, were not attributed to Covid-19.

Ed found that insurance companies were seeing a 40% increase in excess mortality among working-age adults during the fourth quarter of 2021. Millennials aged 25 to 44 had an 84% increase in excess mortality in that same timeframe. And most significantly, since the rollout of the vaccine the number of Americans who claim to be disabled has risen by at least 10%.

Ed believes that Covid-19 provided cover for central banks and governments, allowing them to temporarily hide the reality that the financial system is crashing. It also allowed for the governments to deflect from the fallout of food shortages, energy price rises and failing finance systems.

Ed became obsessed with the data around excess mortality and his ability and knowledge allowed him to run the numbers, analyse statistics and seek out evidence that was actually hiding in plain sight.

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