Does The 4% Rule Still Work? (IT DOES)

In this video, we’ll be discussing the 4% rule, which is being applied by countless people around the world to achieve early retirement.

If you’re interested in learning about early retirement, you’re not alone. The idea of retiring early is a common goal shared by many individuals. Numerous people have successfully achieved early retirement with an effective strategy, hard work, and persistence.

Although, surprisingly, a significant portion of the population is not actively saving for early retirement. A staggering 55% of Americans admit to falling behind on their retirement savings.

The 4% rule provides guidance on the amount of savings necessary to sustain your lifestyle through investment returns. While it’s important to acknowledge that no rule is foolproof due to the natural uncertainties of the future, examining historical trends from the past century can offer insights into the approximate savings you need to live a comfortable retirement.

There are various investment options available, including real estate, the stock market, and owning an income-generating business. However, in this video, our focus will be on the stock market as it’s a more “low-stress” investment. We’ll provide insights into the required investment amount needed to generate a sustainable income from this particular investment strategy.

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DISCLAIMER: The Broke Bunch are not financial experts and any information provided is for educational purposes only, using our own research and general knowledge. Please do your own research and consult with a financial expert before making any big decisions.

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