Which parents’ insurance pays for birth of a child?

Which parents’ insurance pays for birth of a child?
It is not uncommon for both parents to be working, and perhaps even have different insurance plans. In some situations, the father has better insurance coverage than the wife, so you may be tempted to send the hospital bill for the birth of your child to the father’s insurance company.
For the first 30 days of life, the baby is covered under the mother’s existing individual insurance policy. This should be automatic. The mother should not have to add the baby to the policy. If the bill is sent to the father’s insurance, it will likely get denied. Just correct the insurance to the mother’s.
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