Money Matters: Safeguarding Your Finances Amid Bank Failures
In this video, Kelly Korshak addresses the concern of bank failures and their impact on everyday Americans. He responds to a viewer's question about the safety of their money in smaller banks like Ally and Charles Schwab. Kelly explains that there is no need to worry as historical instances have shown that the government, specifically the Federal Reserve (FED) and FDIC, steps in to bail out failing banks and protect customers' funds, even for those with larger amounts of money. The video reassures viewers that as long as their deposits are under $250,000, they are protected by the FDIC. Kelly highlights the importance of understanding that while bank failures are not desirable in a good economy, human decision-making and risk management can still play a significant role in these occurrences.
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